Reverse Mortgage in Houston

Reverse mortgages are an excellent option for homeowners who want to take advantage of their assets but are not ready to sell their property.

If you are interested in a reverse mortgage, or if you want to weigh your options, trust the support of the experienced brokers at First Integra Funding Corp.. We have been guiding borrowers through mortgage decisions for years, and we can help you access the best rates in Houston.

Get in touch with us to set up a consultation and get the most out of your investment today, (469) 357-4980.

What Is a Reverse Mortgage and How Does a Reverse Mortgage Work?

A reverse mortgage is a loan that can be taken out on one’s home. It allows the homeowner to access the property’s equity without having to sell it.

When a homeowner is interested in a reverse mortgage, they must have the value of their home professionally appraised before applying with a lender. Once they’ve applied and the amount has been approved, the homeowner is required to pay off their existing mortgage or any loans or lines of credit being secured by the property. Many borrowers will choose to use their new loan to pay off their primary mortgage before utilizing the remainder to meet other financial responsibilities.

How Does One Qualify for a Reverse Mortgage?

To qualify for a reverse mortgage, a homeowner(s) must be over 55 years of age, and the property in question must be their primary residence, meaning they live there for more than six months per year. The home's current market value and location are also taken into consideration.  

What Are the Pros and Cons of a Reverse Mortgage?

Like anything, there are pros and cons to taking out a reverse mortgage. Our experts can help you weigh these factors in detail, but here are some quick points to consider.


  • With a reverse mortgage, you will not owe payments until the loan is due
  • You can utilize your asset to meet other financial responsibilities while continuing to enjoy your home
  • You are free to use your asset in whatever way you see fit


  • The longer you have your loan without paying, the higher the interest rate will be
  • Reverse mortgage interest rates are typically higher than that of a primary mortgage
  • Your home equity will decrease over time

How Can a Mortgage Broker Help Me with a Reverse Mortgage?

When you contact our team of brokers, you’re in control. We’ll help you find a reverse mortgage lender that offers terms and conditions suitable to you by searching through our extensive network of lenders. Want to receive your tax-free money all at once? Or in installments? Your Money, Your Way. We’ll make sure you get exactly what you’re looking for in a lender. Call us to get started.

Find Favorable Reverse Mortgage Rates in Houston

If you are looking to invest in a reverse mortgage, get in touch with First Integra Funding Corp. experts today. We will walk you through the application process and find you the best rates in the area.

Call to set up your consultation today!

What's Next:

Mortgage Rates

Mortgage Rates

First Integra Funding Corp.’s years of expertise, help find homebuyers mortgages with suitable rates.

Learn More
Calculate a Mortgage that works best for you

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

Learn More
Speak to a Consultant at First Integra Funding Corp. today

Get Started

We shop for the best mortgage option at no charge to you.

Start Today